Cheapest Car Insurance Providers in Phoenix Arizona

Cheapest Car Insurance Providers in Phoenix Arizona

Getting low cost car insurance in Phoenix Arizona is not easy but still many insurance companies provide cheapest car insurance in Phoenix Arizona but mostly people don’t know about them. Phoenix Arizona is the most expensive city when it comes to car insurance.

Phoenix Arizona has 1.5million people in it and it is also the largest city of Southwest. Therefore, auto insurance is not cheap in Phoenix Arizona according to our latest study average driver from West Valley and Central Phoenix has to pay $1,728 to $1,800 for one year car insurance but it only happens when you choose expensive insurance company.

Phoenix Arizona is expensive for car insurance but that doesn’t mean you cannot get cheap auto insurance in Phoenix because there are some companies like Geico, StateFarm, American Family and Amica that has cheapest car insurance rates in Phoenix Arizona. According to ValuePenguin 2014 study Ahwatukee and North Exurbs are the least expensive areas for car insurance Phoenix AZ.

What is the average cost of car insurance in Arizona?

According to CarInsurance the Average rate of car insurance in Arizona is $1,356 but it can go up and high according to your ZIP Code. As you can see the average cost of car insurance in Arizona is lower than the average cost of car insurance in Phoenix Arizona but don’t be sad, because if you choose top companies like Geico you will successfully get the cheapest auto insurance in Phoenix Arizona.

What is the average cost of car insurance in Phoenix Arizona?

Average car insurance rate in Phoenix Arizona is $1,735 but in some areas like, Camel Back and Lower North rates are $965 to $800 for one year car insurance. You can clearly see that some areas have the cheapest and the most expensive auto insurance rates in Phoenix, AZ. Now before jumping on the list of cheapest and best insurance providers in Phoenix, you need to know about the basic requirements for car insurance in Phoenix.

Basic Requirements For Car insurance in Phoenix Arizona

1.Minimum bodily injury liability is $15,000 to $30,000 according to Arizona State Law. This is essential and no one can make any changes in this law. Arizona State is also pretty strict when it comes to car insurance laws.

2.Minimum property damage liability is $10,000 in Arizona, which is lower than other states of United States.

Now let’s move on to the main question and that is who has the cheapest car insurance rates in Phoenix AZ? Autoinsurancert conducted in-depth research to answer that question by comparing rates and getting honest reviews of real people. Therefore, you don’t need to go anywhere to get the most accurate answer because we have the authentic and fresh answer below that can help you find the cheapest auto insurance in Phoenix AZ.

Cheapest Car Insurance Companies in Phoenix Arizona

1.Geico

Yearly Insurance Rate: $503

2.USAA

Yearly Insurance Rate: $612

3.Farmers

Yearly Insurance Rate: $735

4.American Family

Yearly Insurance Rate: $743

5.StateFarm

Yearly Insurance Rates: $780

6.Ameriprise

Yearly insurance Rate: $848

7.Car Casualty

Yearly insurance Rate: $936

8.Amica

Yearly Car Insurance Rate: $977

9.Country

Yearly Car Insurance Rate: $1,073

10.All State

Yearly Car insurance Rate: $$1,101

These are the top 10 cheapest car insurance companies in Phoenix Arizona. The expensive ones are Liberty Mutual with $1,196 annual car insurance rate and MetLife with $1,337 but the most expensive is Mercury with $1,566.

If you want to get cheap auto insurance in Phoenix Arizona, choose above mentioned top companies. Mostly people don’t choose the right company that’s why they fail to get best car insurance rates. Your wise decision can save you big bucks. Therefore, select the right insurance companies by comparing rates.

Note:  Rates can fluctuate according to your ZIP code, age and driving history. You can visit websites of insurance companies to get further details.

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