Cheapest Car Insurance in Los Angeles CA

Cheapest Car Insurance in Los Angeles CA

Cheapest Car Insurance in Los Angeles

Living in L.A is expensive but when it comes to cheapest car insurance in Los Angeles the options are endless. There are many cheap car insurance companies in Los Angeles. But rates of car insurance in Los Angeles are higher than other cities in United States. In order to find the best car insurance rates in California you have to choose car insurance companies wisely. Each car insurance company in Los Angeles has its own rates.

Some of car insurance companies have cheapest rates that cannot put burden on your wallet. California has high expenses when it comes to car insurance and mortgage rates but don’t worry. If you choose the car insurance company wisely you can reduce the rate easily. Los Angeles and cities that are near to it have most expensive car insurance rates compare to other cities in United States of America.

You can cut your insurance rate by 50 percent and even more in some situations. There are some simple tricks that can help you to find the cheapest car insurance rates in Los Angeles and other cities of California.  Do you know drivers in Los Angles pay the highest car insurance rates in California. They have to pay almost $2,600 per year and we are taking about the average car insurance rate in L.A.

Now you get the idea how expensive car insurance rates are in Los Angeles. The best method to find the cheapest car insurance rate in California is to shop around to compare prices of different car insurance companies. You can test multiple car insurance companies in order to find the best deal. You can compare prices according to your age group and coverage levels.

How cheap your car insurance rate will be? Depend on your ZIP codes. Some Zip codes have the highest rate and some of them are cheap and has least expensive rates. Check out the most expensive and least expensive Zip codes in California below.

Expensive and Cheapest car insurance rates in California based on your Zip Code

Expensive Car Insurance Rate                            

  • 90010- LOS ANGELES: $2,552                
  • 90038- LOS ANGELES: $2,507
  • 90020- LOS ANGELES: $2,494
  • 90029- LOS ANGELES: $2,488

Cheapest Car Insurance Rates

  • 93441- LOS OLIVOS: $1,071
  • 93437- LOMPOC: $1,088
  • 93427- BUELLTON: $1,091
  • 93401- SAN LUIS OBISPO: $1,095

Now see the most expensive and least expensive car insurance in Los Angeles.

10 most expensive ZIP codes for Los Angles car insurance Average annual rate
90010 $2,552
90038 $2,507
90020 $2,494
90029 $2,488
90005 $2,479
90006 $2,465
90057 $2,432
90004 $2,423
90027 $2,421
90019 $2,398
10 Cheapest ZIP codes for Los Angeles car insurance Average annual rate
90045 $1,749
90189 $1,844
90066 $1,871
90094 $1,872
90023 $1,880
90101 $1,916
90103 $1,916
90041 $1,935
90099 $1,943
90096 $1,954

Now in order to find the cheapest car insurance rate in L.A you have to fulfill Los Angeles car Insurance requirements. California State demands Minimum bodily injury liability up to $15,000/$30,000 and Minimum property damage liability up to $5000. It means that if you want the cheapest insurance rate, you need to buy lowest liability limits.

Now move on the cheapest car insurance companies in Los Angeles. There is no lack of car insurance companies in L.A. Car Insurance companies offer you different rates but again the best trick is to check all the rates and choose the one that suits you. Car Insurance rates In Los Angeles are not cheap but just little effort can save you big bucks.

10 Cheapest Car Insurance Companies in Los Angeles CA

Geico

Geico is very popular American Auto insurance company. It is the second largest auto insurance company in the United State. You can get the cheapest auto insurance rate from Geico. It is the cheapest auto insurance company in Los Angeles. Geico minimum car insurance rate is $374 but it can be up and low based on your age group and zipcode.

Progressive

Progressive Corporation is one of the biggest providers of car insurance in the United States. The company insures motorcycles, boats, RVs and commercial vehicles, and also provides home insurance via different companies. Progressive minimum insurance rate is $564, it can go up and low based on your age group and accident history.

Allstate

Allstate Corporation is the one of the largest insurance companies in the United States. The company also operates in Canada and has personal lines insurance operations there. Minimum rate of Allstate in Los Angeles is $691 but it can go up and low based on your zipcode, car, age and accident history. It is one of the cheapest insurance companies in Los Angeles, California.

State Farm

State Farm is a group of insurance and financial services companies that operate in all over in the United States. State Farm has corporate headquarters in Bloomington, Illinois. It is also a cheapest insurance company in Los Angeles. The minimum rate is $877 again it can go up and low based on your age and driving history.

Nationwide

Nationwide is a British mutual financial institution and the largest building society in the world with over 15 million members. The company provides financial services including insurance and banking. The minimum rate is $967 in Los Angeles for car insurance but it can go higher than that if you have bad driving history.

Farmers

Farmers is insurance company and provides services related to car, home and life insurance. Farmers insurance is very popular insurance company in America. The company has suitable insurance rates. The minimum rate is $985 but it can go up and low based on your age, driving history, zip code and other insurance elements.

Century National

Century National is also a cheapest car insurance company in Los Angeles, California. You can get best car insurance quotes and services from this car insurance company. The minimum rate is $1,162 per year but it can be less or more based on your age, driving history and vehicle. It is the best auto insurance company in Los Angeles.

Unitrin Auto Insurance

Unitrin also offers cheapest auto insurance rate in Los Angeles. The minimum rate is $1,753 the reduction and incensement can happen on the basis of your zip code, age group and driving history.  Unitrin Auto Insurance has decent rates compare to other auto insurance companies in United States. When it comes to the cheapest car insurance in Los Angeles Unitrin Auto Insurance is the best.

Bristol West

Bristol West provides insurance services in United State. The company has reasonable auto insurance rates. The minimum yearly rate is $2,730 it is little more than other car insurance companies but they also provide cheapest monthly auto insurance rates. The monthly auto insurance rate is $19 which is affordable for many people in Los Angeles.

 Allied

Allied has reasonable and cheapest car insurance rates. For car insurance the company charges $1,633 yearly. You can also pay them monthly. You can pay Allied $17 a month for Auto insurance. Allied provides full coverage, liability and multi-car options. It is also one of the cheapest car insurance companies in L.A.

These all car insurance companies provide the best auto insurance services and they are also cheap. In order to find the best car insurance rates you need to look up all famous auto insurance companies after comparing their rates for car insurance you will be able to find the cheapest auto insurance rates.

Who has the cheapest car insurance rates in Los Angles?

The rightful and correct answer will be Geico because they provide good services and also it is a trustable brand. Progressive, All State and Farmers are also known for cheapest car insurance rates in California State. California is the most expensive State in America. The cost of living is very high in Los Angeles, California and finding the cheapest car insurance in city like Los Angeles can be tricky but a little effort and knowledge can save you a lot of money.

Cheap car insurance in los Angeles created a chart that displays the cheapest car insurance companies in Los Angeles, California based on rates. You can see the chart below.

Now you can clearly see that many good insurance companies provide cheapest car insurance in Los Angeles. The best and most useful trick is to learn about every insurance company test them out and choose one according to your budget.

Finding the cheapest car insurance in Los Angeles is possible. You just need to take some time to check auto insurance companies. If you don’t have time, you can personally contact those companies. They will love to help you out and provide you all the information related to auto insurance. Auto insurance companies are operating all over America and providing good services.

California is no different it has best auto insurance companies like any other state of America but it is true that auto Insurance in L.A is expensive than any other city in United State. People in Los angles always raise question like who has the best car insurance in Los Angeles and who has the cheapest auto insurance quotes in California and the best answer is Geico and Progressive. Of course there are many other auto insurance companies in Los Angeles that have reasonable rates but these two are popular and have good reviews.

Try out those auto insurance companies and let us know what car insurance company you like the most in terms of services and rates.

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