Cheap Car Insurance in Detroit

Cheap Car Insurance in Detroit

Cheap Car Insurance in Detroit

Getting cheap car insurance in Detroit can be a tough task if you are new. But finding cheap car insurance in Detroit is not impossible. Detroit is the main city in Michigan and also known as the most expensive city for auto insurance in America. The average rate of car insurance in Detroit is almost about $6,198 and this is for senior male citizen. If you are living in Detroit and looking for full coverage car insurance don’t even think about it. Full coverage car insurance in Detroit is very expensive. There are 700,000 people in Detroit. Cities with the big population always have high auto insurance rates because the chances of accidents are higher in crowded cities. Although the price of good auto insurance in Detroit MI is very high but still you can find cheapest auto insurance in Detroit. There are some companies in Detroit that offer cheaper rates than average market rates. Getting cheap car insurance in Detroit Michigan can be a daunting task if you don’t have proper information. But don’t worry see our list of most affordable and cheap car insurance providers in Detroit.

Cheap Auto Insurance Providers in Detroit, MI

As we discussed earlier the average cost of car insurance in Detroit for one year is around $6,198. This rate is for adults and to be very honest it is very expensive compare to other cities of America. But you don’t need to worry because we have discovered some well-reputed and cheap car insurance companies in Detroit that can provide cheapest car insurance to you. Hastings Mutual and MetLife are the top cheapest car insurance providers in Detroit City. See the list of cheap car insurance providers in Detroit for senior and old drivers. For young drivers rates can decrease or increase based on the company policy.

MetLife

$2,136

Hastings Mutual

$3,024

Chubb

$3,108

Farm Bureau

$3,420

Auto Owners

$3,636

MEEMIC

$3,696

Pioneer State Mutual

$4,092

Frankenmuth

$4,308

Auto Club Group

$4,848

Hanover

$5,172

Auto Insurance Requirements in Detroit

In the Michigan, you need to hold minimum amount of auto insurance, which allows you to drive legally. In Detroit Personal injury protection insurance covers the expenses of injuries and it also reduces the chances of drivers suing each other. It is necessary for Drivers to hold personal property insurance, which is also known as (PPI). See the full details of Auto insurance requirements in Detroit below.

Personal Injury Protection Detail

Personal Injury Protection in Michigan is limitless that’s why if you are injured from a car accident, your medical bills will be covered by your PIP. PIP also covers economic loss benefit that makes sure if you are badly injured and disabled, personal injury protection will cover your lost wages for at least three years. The number of benefits by Personal Injury Protection increase car insurance rates in Michigan. Insurers also give you an option to reduce price by coordinating your health insurance with PIP. Getting low cost auto insurance in Detroit is not hard you can easily manage to get affordable rates. But still Michigan is notorious for crazy auto insurance rates. Even finding the cheap no fault auto insurance in Detroit MI is little tricky but shopping car insurance quotes from different insurers can help you to find affordable auto insurance in Detroit.

Type of Coverage and Limits

Bodily Injury Liability (BI)

$20,000 per person/ $40,000 per accident

Property Damage Liability (PD)

$10,000 per accident

Personal Injury Protection (PIP)

Unlimited

Property Protection Insurance (PPI)

Up to $1 million

You can get cheap car insurance in Detroit, ML by choosing your insurance company correctly.

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